April has arrived and brought spring with it! There is no better time than now to get focused on home maintenance and spring cleaning. Here are a few things you can do in April to protect (and organize) your home.
Check For Damage – Winter can be really hard on your home. A quick inspection around your property can reveal a lot of home improvement projects! Look for any damage to your roof or outdoor window screens and doors. Make note of chipped paint or areas that are in need of general maintenance. Decide what you can do yourself and what will require a professional.
Spring Clean – Now it’s time to tackle the inside of your home. Start working on clearing out and donating unused items (think tax deduction next year!) This could be the perfect time to take inventory of any high value items that need to be documented for your insurance, like guns, artwork, and jewelry. Take photos or make a quick video of those items and store it in a secure (and fire-proof) location.
Organize Your Tax Documents – You probably just finished your taxes in the past few weeks. Were all of your documents easy to locate? What could make the process even easier next year? Update your filing system or schedule a meeting with your accountant and get prepared now.
Car Maintenance – April is Car Care Month. If you’ve been putting off an oil change or a tune-up, get it scheduled now. Your car will run better and maintain it’s value longer!
Spruce Up Your Porch – How does your front porch look these days? Could it use a little extra care? Buy a new welcome mat, plant a pot of flowers, and make sure you can easily read your house numbers.
Get Great Homeowners Insurance – The best way to protect your home? Having the right amount of insurance! Let us give you a no-obligation review of your current policy. Call to schedule your appointment today.
Discounts are the best way to save on your insurance premium each and every month. But a lot of people are missing out on them! With a little documentation, you could see great savings.
Security Discounts – Does your home have a security system or fire protection system? Some of these devices will help you save big on your home or renters insurance. If you have a certificate of installation (and even if you don’t), let us know and we’ll see if you qualify.
Driver Training & Defensive Driving – Did your child take Driver’s Ed? Did you take a Defensive Driving course? These classes will typically qualify for discounts! Just bring in a copy of your completion certificate and we’ll get it added to your policy.
Teenage Driver With Good Grades – Good grades will help you save! Some of our policies offer a discount for students who maintain a high GPA. Give us a call to see the requirements for your policy.
Payment Discounts – There are many different options when it comes to paying your premiums. Some policies offer discounts for paying in full or a reduced installment fee if you put the payment on auto-draft. We can advise you of all the payment options so you pay as little as possible.
Multi-Policy Discounts – When you have all of your insurance in one place, you save more! If your auto and home insurance is spread out between multiple companies or agencies, let us help you consolidate. You’ll be better protected (with less gaps in coverage) and save money!
The key? Talk to your agent! When we schedule regular annual reviews, we can review your policy discounts and make sure you are receiving the best coverage at the best price. Call today to schedule an appointment.